The Barfield Alliance LLC is a husband-and-wife team of Medicare Benefit Advisors. We started our company with the goal of simply helping clients choose a Medicare plan. With our backgrounds in training and personal experiences going through the Medicare plan selection process ourselves, we realized we could help others.

We were determined to develop a simple guided process with the knowledge required for clients to make the decisions that are right for their needs, both medically and financially. We walk our clients through the entire process, providing appropriate information to enable you to make a solid decision on a plan that includes your physicians and an appropriate drug plan. We will help you decide whether a Medicare Advantage plan is right for you among other choices because as independent brokers we are able to provide access for you to all the types of Medicare as well as a range of quality carriers and their plans specific to your needs. Our work is not done after you have found the right plan. We will continue to offer you support after your enrollment. As your Medicare Benefit Advisor, we are focused on developing and retaining a long-term relationship with you.

Several hundred clients have come to us for the savings and ended up staying for the on-going service. Join our long list of satisfied clients today! We are sure you will be pleased to find an exceptional and all-inclusive service that is just what you have been searching for and need!

When should I start talking to an advisor?

A good time to reach out to us is 5-6 months before turning 65 so that we can direct you to items that need to be done in preparation, including contacting Social Security, if necessary. The entire process has timelines to keep in mind. Missing one can mean loss of an opportunity or adding significantly to the cost of your coverage.

As an independent agent, we represent numerous insurance companies that provides us access to a broad range of plans that we can sell to meet specific client’s needs. Unlike agents who are employed solely by one insurance company and their plans, we help our clients learn about the ins and outs of Medicare, meet deadlines, and keep them from making costly mistakes. As independent agents, our services are also offered at no cost to our clients. This is possible because our compensation is provided by the insurance companies we represent.

Medicare Advantage plans, offered by insurance companies, are all inclusive plans required to provide the same Part A and Part B benefits as Medicare with additional benefits at more competitive pricing. These plans also provide a cap on your financial obligation for your out-of-pocket medical costs within a calendar year. 

Medicare Advantage plans offer additional benefits for the same or lower cost.

Some commonly offered additional benefits in Medicare Advantage plans include vision care with money toward glasses and contacts, dental services, hearing exams and hearing aids,over-the-counter benefits, and include prescription drug coverage within their plan. In the past, 

Medicare Advantage plans required referrals to see specialist but most often that is no longer the case.

Working with The Barfield Alliance will help you to determine whether Medicare Advantage is the best choice for you.

You might be wondering if you might need Medicare Supplement insurance. This is an understandable question that many of us have asked. Medicare Supplements are often referred to as Medigap coverage. Medicare Supplements are optional, however, generally worth it, especially if you have current costly health issues. A Medicare Supplement plan fills the 20% gap in your medical coverage left by Original Medicare thereby taking out that sizable risk. And it takes care of things like co-payments and co-insurance. However, there is a timeframe that needs to be met to qualify for a Supplement when you have issues with your health. As you can see. Medicare Supplements can be a confusing topic if you do not understand the ins and outs. That’s why we are here for you. Give us a call today.